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Stewart Ratings and Financial Strength

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We work hard to build your confidence in our company. We’re proud of these ratings. Not because of what they mean to us so much as what they signify our policies mean to our customers – peace of mind.

Demotech Inc., the first rating agency in the title insurance arena, affirmed a Financial Stability Rating® of A” (A Double Prime) for Stewart Title Guaranty Company and A’ (A Prime) for Stewart Title Insurance Company.1

According to Demotech, regardless of the severity of a general economic downturn or deterioration in the insurance cycle, underwriters receiving an A” (A Double Prime) or an A’ (A Prime) rating possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders.

Both Stewart Title Guaranty Company and Stewart Title Insurance Company received an Insurer Financial Strength rating of ‘BBB+’ from Fitch Ratings Ltd., a global rating agency known worldwide to the financial markets.2

‘BBB’ IFS Ratings indicate that there is currently a low expectation of ceased or interrupted payments. The capacity to meet policyholder and contract obligations on a timely basis is considered adequate. The “+” indicates the relative position within the rating category.

Stewart expanded its ratings and received a B++ Financial Strength Rating from A.M. Best, the leading provider of ratings on the insurance industry.3

A B++ is assigned to companies that have, in A.M. Best’s opinion, a good ability to meet their ongoing insurance obligations.

Kroll Bond Rating Agency Inc. (formerly LACE Financial Corp.), issued a Financial Credit Rating of B- for Stewart Title Guaranty Company and B for Stewart Title Insurance Company.4

This rating, updated on a quarterly basis, is based on econometrics models and regression analysis of liquidity, asset quality, capital and earnings.

Updated: 10/29/2012

Source:
(1) Demotech Inc. – March 19, 2012.
(2) Fitch Ratings Ltd. – February 23, 2012.
(3) A.M. Best Co. – April 24, 2012.
(4) Kroll Bond Rating Agency Inc. – October, 2012.

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