The CFPB is going to affect your real estate transactions – we can help you get ready.

Integrated Disclosure Countdown

Time to prepare for the TILA-RESPA Integrated Disclosure Rule is running out.

The CFPB issued a two-month delay to the effective date of the Know Before You Owe rule. The official effective date is now October 3, 2015. More info here.

On October 3, 2015, the Consumer Financial Protection Bureau’s mortgage disclosure rule – enacted to make it easier for consumers to shop for mortgages and protect them from costly surprises at their closing by integrating consumer disclosures – goes into effect. Stewart is approaching the preparation for the disclosures rule and other regulations as an opportunity to discover new ways to provide better transparency and service to all parties involved in the real estate transaction. Use this site, and us, as a resource to help ensure you’re prepared for the coming changes.

TILA-RESPA Integrated Disclosure Videos

We’ve prepared a short video for Stewart Trusted Providers® and Stewart Title offices on the TILA-RESPA Integrated Disclosure rule for real estate professionals. Learn how the HUD-1 and Truth-in-Lending Disclosure for most closed-end residential loans will be going away, and what this means to you and your customers. 

We’ve also prepared a video for Stewart Trusted Providers® and Stewart Title offices on the TILA-RESPA Integrated Disclosure rule for home buyers. Learn what you as a home buyer can expect with your transaction, how the new regulations are designed to make it easier for you to understand the terms of a mortgage loan, compare loans from different lenders and more.

Real Estate Agents

Get the answers you need to help your clients understand the new disclosure forms and changes to the transaction process. 

Title Agencies

Market your elite status as a Stewart Trusted Provider and position yourself to succeed in the new regulatory environment.


Discover why the network of Stewart policy-issuing agencies is your best resource for trusted service providers.

Home Buyers and Sellers

Learn what the rules and regulations from the CFPB mean for your real estate transaction.

Stewart Blog - CFPB Articles

Sellers, buyers, borrowers, lenders and agents, attorneys, or employees of those persons – please confirm you are in compliance with your state DOI regulations before utilizing any resources, content or information from this site.