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The TILA-RESPA Integrated Disclosure rule is now in effect.

Update: July 29, 2016 – TRID Rule Amendment

The Consumer Financial Protection Bureau (CFPB) has released its proposed amendment to the TILA-RESPA Integrated Disclosure (TRID) rule. The Bureau does not propose any major changes, changes related to TRID disclosure of simultaneous issuance of title insurance, or the removal of "optional" owner's title insurance. Instead, the Bureau seeks to clarify privacy issues related to the Closing Disclosure, certain fee disclosures and adding cooperative units into the rule.

The CFPB is seeking input from a wide range of stakeholders and invites the public to submit written comments on the proposal by Oct. 18, 2016.

Stewart's TRID team is reviewing the proposal in detail and we will share our thoughts on the amendment next week. 

On October 3, 2015, the Consumer Financial Protection Bureau’s mortgage disclosure rule – enacted to make it easier for consumers to shop for mortgages and protect them from costly surprises at their closing by integrating consumer disclosures – went into effect. We’re taking the changes brought about by the rule as an opportunity to provide better transparency and service to all parties involved in the real estate transaction. We invite you to use this site, and us, as a resource to help you as the real estate and mortgage industries adjust to the new changes.

TILA-RESPA Integrated Disclosure Videos

We’ve prepared a short video for Stewart Trusted Providers® and Stewart Title offices on the timing after October 3. 

We’ve also prepared a video for Stewart Trusted Providers® and Stewart Title offices on the TILA-RESPA Integrated Disclosure rule for home buyers that explains the process created by the rule.

Real Estate Agents

Get the answers you need to help your clients understand the new disclosure forms and changes to the transaction process. 

Title Agencies

Market your elite status as a Stewart Trusted Provider and position yourself to succeed in the new regulatory environment.


Discover why the network of Stewart policy-issuing agencies is your best resource for trusted service providers.

Home Buyers and Sellers

Learn what the rules and regulations from the CFPB mean for your real estate transaction.

Stewart Blog - CFPB Articles

Sellers, buyers, borrowers, lenders and agents, attorneys, or employees of those persons – please confirm you are in compliance with your state DOI regulations before utilizing any resources, content or information from this site.