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Lender Services

Home Equity Quality Control

With the growth of home equity originations over the past few years, you may be expanding your offering of home equity lines and loans across a wider range of borrowers. In today’s ever-changing environment, you need an experienced partner who can help you reduce the heightened risk of process interruptions, compliance exposure and underwriting inconsistencies inherent in this new environment. Working with Stewart Lender Services® can help you address key factors such as:

  • Operational risks related to underwriting and processing the mortgage file and verifying that mortgages are being properly originated and reviewed
  • Regulatory risks resulting from CFPB, OCC/OTS, NCUA and other government agency oversight
  • Heavy up-front expenses, resource and capacity constraints that come with handling the work internally

Our dedicated and expert staff of trained analysts can manage the loan file review process for you. Through close collaboration, we will help you develop and maintain a custom quality control plan that mitigates your risks. We offer either comprehensive loan file review solutions or a customized, focused review of key factors, including:

  • Process and procedure adherence
  • Scope of review
    • Credit and underwriting
    • Compliance
    • Appraisal
    • Fraud
  • Reporting and findings resolution
  • Information security and controls

Partnering with us can help you maintain a quality control plan that is reliable, repeatable and sustainable while avoiding the cost pressures and resource constraints you face as a consumer lender. We have a proven record of exceeding expectations and we have the ability to help you navigate all the complexities associated with originating home equity products:

Production expertise

We complete thousands of quality control reviews weekly

Compliance and regulatory experience

Stewart Lender Services uses both internal and external counsel to support conformity with established rules and regulatory changes


We serve all market segments from credit unions and local banks to the nation’s largest lenders


With offices and staff located throughout the U.S., Stewart has the ability to ramp up quickly in order to handle your outsourcing needs

Tailored solutions

We offer customized reporting and review processes designed to meet your origination channel needs and products