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Lender Services

Disaster Condition Report

The impact of recent natural disasters across parts of the United States may have caused material damage to the condition of residential properties. For financial institutions, the impact on market value and property condition may create potential collateral risk for new applications and loans in portfolio.

Stewart Lender Services offers a comprehensive disaster condition report to help our customers assess property damage resulting from major storms or natural disasters. Completed by an experienced professional with local market knowledge, this report includes a physical inspection of the subject property, multiple photographs and neighborhood condition, all supported by property level data and market trending information.

Originators will need to identify which properties that have suffered damage. The damaged properties may impact the loan amount, underwriting approval and appraisal accuracy.

Property damage, deferred maintenance and repairs may have an impact on loan performance. Our reports will help servicers and investors understand the extent of disaster damage to properties currently held in their portfolio.

We support all areas of the real estate lending market. Improve your collateral risk management and know the impact of disaster damage with our disaster condition report.

The Disaster Condition Report:

  • Assesses property-related damage due to a disaster event
  • Includes the type and date of inspection completed by a qualified local agent
  • Contains an exterior inspection and multiple photos of the property and local neighborhood to identify the extent of the damage
  • Includes a location map
  • Is delivered nationally on average in under three days

All services and products referenced herein are offered by or through a member of the Stewart family of companies, as applicable, and may vary by state or local jurisdiction. The statements herein are not a representation that services or products are being offered or performed by Stewart Lender Services or any particular Stewart company. Where applicable, all services and products are performed and produced by an entity fully licensed to do so.