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Mississippi Agencies

Step 7

The legal description of the subject property is inserted in Item No. 4. If the description is a long one, it is proper to refer to an exhibit to the commitment. References to the acreage contained in the description should be omitted where possible, so that there is no indication that the policy will insure that the subject property is of a particular size. The description may include several parcels and care should be taken to distinguish between them. It is a good practice to give each parcel an identifying number or letter, e.g., "Parcel 1" or "Parcel B".

4. The land referred to in this Commitment is located in the County of Hinds, State of MS and described as follows:

See Exhibit A attached Hereto and Incorporated Herewith.

Omitted where possible

REMOVING ACREAGE AMOUNTS — At the end of many metes and bounds descriptions, after a complete recitation of the courses and distances comprising the description, you will find the phrase, "containing X acres, more or less," where X is some number. This phrase may be omitted from the description without affecting the validity and accuracy of the description.

On the other hand, in some cases, a recitation of acreage is necessary to the description and cannot be removed:

"Five acres, evenly off the West side of the NE 1/4 of the SE 1/4"