Stewart Ratings and Financial Strength

We work hard to build your confidence in our company. We're proud of these ratings. Not because of what they mean to us so much as what they signify a Stewart Title Guaranty Company policy means to our customers – peace of mind.

Demotech Inc., the first rating agency in the title insurance arena, affirmed an A" (A Double Prime) Financial Stability Rating® for Stewart Title Guaranty Company.1

Regardless of the severity of a general economic downturn or deterioration in the insurance cycle, underwriters earning a Financial Stability Rating of A" possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders.

Stewart Title Guaranty Company received an Insurer Financial Strength rating of 'BBB+' from Fitch Ratings Ltd., a global rating agency known worldwide to the financial markets.2

'BBB' IFS Ratings indicate that there is currently a low expectation of ceased or interrupted payments. The capacity to meet policyholder and contract obligations on a timely basis is considered adequate. The "+" indicates the relative position within the rating category.

Stewart expanded its ratings and received a B++ Financial Strength Rating from A.M. Best, the leading provider of ratings on the insurance industry.3

Assigned to companies that have, in A.M. Best's opinion, a good ability to meet their ongoing insurance obligations.

Kroll Bond Rating Agency Inc. (formerly LACE Financial Corp.), issued a Financial Credit Rating of C+ for Stewart Title Guaranty Company.4

This rating, updated on a quartly basis, is based on econometrics models and regression analysis of Stewart's liquidity, asset quality, capital and earnings.

Issued: 8/30/11

Source:
(1) Demotech Inc. – March 23, 2011.
(2) Fitch Ratings Ltd. – August 19, 2011.
(3) A.M. Best Co. – March 8, 2011.
(4) Kroll Bond Rating Agency Inc. – July, 2011.