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Closing Information Part 4

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At the time of closing, we will allocate the fees between the purchaser and seller in accordance with the contract, lender’s instructions and local custom. The closing will take about forty-five minutes to an hour; however, occasionally there are last minute delays from one of the many servicing companies, especially at the end of the month. After you and the seller have signed the necessary documents, we will return the mortgage papers and proposed title policies to the lender for review and funding of the loan.

Upon receipt of the loan amount, we will disburse all proceeds as shown on the closing statement. Your home purchase is now completed and closed! This summary of the steps and descriptions of the parties involved in helping you close on your home is quite involved. However, by understanding the closing process, you will be better able to identify the cause of any obstacle or delay in closing. At Stewart Title our staff of experienced professionals is dedicated to the accomplishment of our goal, closing your home.

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