Lender Services Lender Services

Collateral Valuations

Obtain more accurate and reliable valuations in significantly less time with the Stewart Lender Services® suite of valuation and validation solutions. Deploying these solutions can reduce costs, improve the accuracy of your lending decisions, mitigate risk and support compliance requirements.

Real Estate Professional Products:

Broker Price Opinions

Broker Price Opinions (BPOs) are ideal for certain situations, such as when the risk level is too high for an automated valuation, but doesn't warrant a full appraisal. Depending on your risk tolerances and underwriting guidelines, we can work with you to determine the right BPO for your lending strategy.

Determine the right BPO for your needs

Receive valuations faster for more efficient lending and servicing decisions. Depending on your needs, you get a variety of options, such as interior inspections, drive-by exterior inspections, property photographs, current local listings, comparable sales and other relevant market data. As a result, you get a cost-effective valuation with fast turnaround times.

Exterior Inspections – Multiple content options for a number of comparables, property photos and delivery support

Interior Inspections – Interior and exterior inspection of residential property, including multiple content options to meet your unique needs.

Disaster Report

The impact of recent natural disasters across parts of the United States may have caused material damage to the condition of residential properties. For financial institutions, the impact on market value and property condition may create potential collateral risk for new applications and loans in portfolio.

Stewart Lender Services offers a comprehensive disaster condition report to help our customers assess property damage resulting from major storms or natural disasters. Completed by an experienced professional with local market knowledge, this report includes a physical inspection of the subject property, multiple photographs and neighborhood condition, all supported by property level data and market trending information.

Stewart Lender Services supports all areas of the real estate lending market. Improve your collateral risk management and know the impact of disaster damage with Stewart’s disaster condition report.

Originators will need to identify which loan applications are being underwritten on properties that have suffered damage. This damage to collateral may impact the loan amount, underwriting approval and appraisal accuracy.

Servicers and investors will be interested in understanding the extent of disaster damage to properties currently held in portfolio. Property damage, deferred maintenance and repairs may ultimately have an impact on loan performance.

Property and Market Condition Report
Identify market trends and property conditions

The property and market condition report is designed to help lenders be compliant with the revised Interagency Appraisal and Evaluation Guidelines. The report is completed by an experienced professional with local market knowledge. It includes a physical inspection of the subject property, multiple photographs, and an assessment of neighborhood condition supported by property level data and market trending information.

For more information on our real estate professional products, contact us at SVSSALES@stewart.com.

Licensed Appraisal

High quality and compliant appraisal management services

Spend less of your time and effort on appraisals by using our appraisal management services. We manage all the details, so you can spend more time focusing on other aspects of your business. No matter what your needs, we offer a wide range of compliant and objective licensed appraisal options for almost any situation. Services are available in all 50 states and the District of Columbia.

Receive valuations from trained professionals

Tap into a nationwide network that includes both staff and fee appraiser resources, qualified through our rigorous standards and experts in their local markets. Our quality control process meets all Fannie Mae® guidelines, and our processes incorporate best practices in support of Dodd-Frank and Interagency Appraisal and Evaluation Guidelines. After processing, all reports are reviewed by our automated rules engine, with manual review of potential exceptions for additional confidence.
Our solutions include the following scope of Uniform Standards of Professional Appraisal Practices (USPAP) compliant-appraisal products:

  • Enhanced Desktop (with Property and Market Inspection)
  • Standard Residential Appraisal
    • Exterior Appraisal Report Form 2055
    • Uniform Residential Appraisal Report Form 1004
    • Land Only Appraisal Report
    • Field Reviews
    • Desk Reviews
    • Manufactured Home Appraisal Report
    • Individual Condominium Unit Appraisal Report
    • Individual Cooperative Interest Appraisal Report
    • Small Residential Income Property Appraisal
    • Appraisal Update and/or Completion Report
  • And more

Appraisal Management Company (AMC) Licenses

Stewart Valuation Services, LLC, is licensed or registered as an Appraisal Management Company (AMC) in every state that provides licensing or registration for AMCs.

For more information on our licensed appraisals, contact us today at SVSSALES@stewart.com.

Join Our Network

Start your future today. With Stewart you'll join a rapidly growing division of a trusted, recognized global business intelligence leader.

To apply, complete an application. For more information,  call our Vendor Management Department at 888-751-9234, option 3.

Real Estate Appraisers

Sign up to join our appraiser network today.

E-mail: VALUATIONVM@stewart.com

Real Estate Brokers / Agents 

Sign up to join our broker network today.

E-mail: VALUATIONVM@stewart.com