Newsletters

Our newsletter, The Massachusetts Focus, is published four times a year. If you'd like, click on the article title to view the article in text format and to easily cut and paste information. (Please remember that the newsletters are copyrighted and that due acknowledgment of the source of the information should be given.)

Cumulative Index

Vol. 9, No. 1 — Mass. Focus — Summer 2010

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Articles

Stewart Market Share Update by Craig J. CelliStewart increases its market share.
Did You Catch That? by Gary F. CasalyTest your abilities to spot conveyancing issues.
Checklist of §1031 Delayed Exchange Steps by Mike BradyAn analysis of delayed exchanges.
Development is Difficult Enough... by Michael AgenDevelop hurdles concerning zoning.
Claims Avoidance by Sean O'Callaghan and Margaret M. FortunaHow to keep Stewart and yourself out of trouble.
Refresher for Reviewing Foreclosures by Jane L. GreenhoodA foreclosure checklist.
Answers to Did You Catch That? by Gary F. CasalyAnswers to questions in "Did You Catch That?"
Stewart Gives Back by Craig J. CelliStewart associates and families participate in Charles River clean-up day.

Vol. 8, No. 2 — Mass. Focus — Winter 2009

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Articles

Stewart Market Share Update by Craig J. Celli - Stewart keeps moving forward.
Tips on Flips by Jane Greenhood - What to watch for in real estate transactions in order to stay out of trouble.
Update on First-Time Homebuyer Tax Credit by Stephen R. Dinsmore - Another shot in the arm for the real estate in a slow economy.
Liens, Liens, and More Liens by Gary F. Casaly - Liens that affect titles and do more than just go bump in the night

Vol. 8, No. 1 — Mass Focus — Summer 2009

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Articles

First Quarter 2009 Market Share Results by Craig J. Celli - Up, up and away! Stewart's Market Share Continues to Increase.
Short Sales Part IV by Craig J. Celli - More on Short Sales.
Title Tips by Melanie Kido - Title Questions — and the All-Important Answers to Them.
Mechanics Liens by Gary F. Casaly - Things Conveyancers should know about Mechanics Liens.

Vol. 7, No. 4 — Mass Focus — Fall 2008

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Articles

Stewart Title Grows Market Share in Massachusetts by Craig J. Celli - Stewart breaks its own record
Part III in a Series on Short Sales by Craig J. Celli - More tips for closing short sales
Quarterly Tips by Melanie Kido - Questions and answers about foreclosures
Residential Refinance Rate by Jennifer Kohler - Information about discounted premiums
Lender's Document Due Execution Authority by Jane L. Greenhood - Getting the right people to sign the right stuff
Foreclosure Rescue Scams by Craig J. Celli - Foreclosure bailouts: The new "shell game"
Three Quick Tips to Help Avoid Future Claims by Margaret M. Fortuna - Careful does it: Ways to avoid claims and headaches
I Never Thought of That by Gary F. Casaly - Title issues that aren't so obvious

Vol. 7, No. 3 — Mass Focus — Summer 2008

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Articles

Stewart's Market Share by Craig J. Celli - Up, up and away!
Lender Requirements in a Short Sale Transaction by Craig J. Celli - A continuing look at how short sales work
Attachments and Executions: Expiration by Margaret Fortuna - When are these liens really gone?
Mortgage Foreclosure and Non-record Assignees by Ward P. Graham - An in-depth review of who's the right party to foreclose a mortgage

Vol. 7, No. 2 — Mass Focus — Spring 2008

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Articles

Stewart's 4th Quarter and Year-End Market Share by Craig J. Celli - Stewart smashes more records!
Jackets and Policies 2008 by Melanie Kido - Explanation and review of new policies and their coverages
Short Sales: Different Perspectives by Craig J. Celli - An overview of "Short Sales," the newest financial vehicle for properties in trouble
Tenancies by Gary F. Casaly - A review of the creation of and ramifications resulting from tenancies in deeds and wills
Discounts and More... by Jennifer Kohler - Ways for agents to save money

Vol. 7, No. 1 — Mass Focus — Winter 2008

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Articles

Stewart Title's Success in the Third Quarter by Craig J. Celli - Stewart Title continues to break records and succeed.
Quarterly Tips by Melanie Kido and Margaret Fortuna - Important things to keep in mind when handling real estate transactions.
Garnering Business in a Down Market by Melanie Hagopian - How to grow your business.
Technology Tools for Success in 2008 by Elizabeth Rocha - Important tools that can make your work easy and can help you create a website.

Vol. 6, No. 4 — Mass Focus — Fall 2007

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Articles

Positioning Market by Craig J. Celli - Partnering with Stewart Title as you position your office for the future.
Testamentary Dispositions by Gary F. Casaly - A discussion of statutes that affect wills.

Vol. 6, No. 3 — Mass Focus — Summer 2007

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Articles

One Year Later by Craig J. Celli - The State Manager's reflections on his first year at Stewart Title.
Why Title Insurance for Registered Land? by Ward P. Graham - Unregistered interests affecting registered land.

Vol. 6, No. 2 — Mass Focus — Spring 2007

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Articles

Resiliency — Stewart is Stronger than Ever by Craig J. Celli - A review of Stewart's recent successes.
New Real Estate Practitioners by Melanie Hagopian - Some points for new lawyers to ponder.
Quarterly Tips by Margaret Fortuna and Mark V. Borst - Helpful hints on how to stay out of trouble.
Intestacy, Wills, and Tenancies by Gary F. Casaly - An explanation of "where title goes" upon death.

Vol. 6, No. 1 — Mass Focus — Winter 2007

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Articles

Message from the State Manager by Craig J. Celli - Mr. Celli explains why he became Stewart Massachusetts State Manager.
Property Excluded from Section 1031 Treatment by Robert H.B. Buckner - A discussion of properties that do not qualify for tax-deferred treatment.
Paralegal Page by Donald A. Brown - Some highlights about MERS transactions.
Title Standard Spotlight by Ward P. Graham - An in-depth review of MERS transactions (REBA Title Standard 72).
Quarterly Tips by Margaret Fortuna and Mark V. Borst - Ways to keep yourself out of trouble!

Vol. 5, No. 4 — Mass Focus — Fall 2006

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Articles

Message from the State Manager by Craig J. Celli - Stewart Title supports attorneys in Massachusetts.
Quarterly Tips by Margaret Fortuna and Mark V. Borst - Questions and answers about timely title insurance subjects.
Trusts by Gary F. Casaly - A review of the law of trusts.

Vol. 5, No. 3 — Mass Focus — Summer 2006

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Articles

Letter from the State Manager by Craig J. Celli - An introduction.
New Mortgage Discharge Statute by Ward P. Graham - A comprehensive review and summary of the provisions of the new mortgage discharge statute.
Mortgage Discharge Flowcharts by Gary F. Casaly - Flowcharts summarizing the new mortgage discharge statute.

Vol. 5, No. 2 — Mass Focus — Spring 2006

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Articles

Manager's Corner by Thomas M. Flynn - Stewart breaks more revenue records and receives accolades as one of Fortune magazine's Most Admired Companies.
Quarterly Questions and Answers by Lynne Murphy Breen - A review of new laws and regulations that affect the conveyancer.
Title Standard Spotlight by Ward P. Graham - Some problems with recent legislation concerning child support liens.
Understanding Homesteads by Gary F. Casaly - A review of the law of homesteads.

Vol. 5, No. 1 — Mass Focus — Winter 2006

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Articles

Title Standard Spotlight by Ward P. Graham - Alternative methods of documenting death for title purposes.
Quarterly Questions and Answers by Lynne Murphy Breen - The far-reaching effects of marriage and divorce on title issues.
When Did They Change That Law? by Gary F. Casaly - How changes in the law impact titles.
Manager's Corner by Thomas M. Flynn - Update on House Bill 904, mortgage company settlement and housing sales report.

Vol. 4, No. 4 — Mass Focus — Fall 2005

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Articles

Manager's Corner by Thomas M. Flynn - RESPA litigation, and Stewart's pro-active assistance in helping minorities.
When Did They Change That Law? by Gary F. Casaly - A review of changes in laws affecting conveyancing.
Related Party Exchanges by Robert HB Buckner - An analysis of the Teruya case and its impact on tax-deferred exchanges.
Paralegal Page by Donald A. Brown - How to research vital statistics.
Quarterly Questions and Answers by Lynne Murphy Breen - The impact of the "automatic stay" imposed by Probate Rule 411.
Title Standard Spotlight by Ward P. Graham - Working with Powers of Attorney under Title Standard 34.

Vol. 4, No. 3 — Mass Focus — Summer 2005

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Articles

Manager's Corner by Thomas M. Flynn - Stewart's ratings and the economic outlook.
Back It Up! by Andy Meyers - The importance and methods of backing up data.
Paralegal Page by Donald A. Brown - Corporate mergers and how to find them.
Chapter 61A: Agricultural and Horticultural Liens by Gary F. Casaly - Agricultural and horticultural liens explained.
Title Standard Spotlight by Ward P. Graham - Child support liens explained.

Vol. 4, No. 2 — Mass Focus — Spring 2005

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Articles

Manager's Corner by Thomas M. Flynn - Reinsurance schemes, home sales and Stewart's earnings and profits.
Title Standard Spotlight by Ward P. Graham - Self dealing by trustees and its effect on titles.
Equitable Subrogation: The Missed Mortgage by Gary F. Casaly - Equitable subrogation and its effect on mortgage priorities.
Paralegal Page by Donald A. Brown - Negative amortization loans, construction loans, and change endorsements.
Movin' On by Pamela Butler O'Brien - Farewell to the Boston office.
Underinsured Owners by Richard Urban - The ramifications of being underinsured.
Website Questions and Answers by Gary F. Casaly - The features of the Stewart Massachusetts office website.

Vol. 4, No. 1 — Mass Focus — Winter 2005

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Articles

Manager's Corner by Thomas M. Flynn - Stewart's earnings, profits and the economic outlook.
Gain Exclusion Subject to Five Year Hold Period by Robert "HB" Buckner - A special rule concerning exclusion of gains in exchange transactions.
Predatory Lending by Pamela Butler O'Brien - Consequence of violations of the Predatory Home Loan Practices Act.
Paralegal Page by Pamela Butler O'Brien - Loan fraud: "Flip" Transactions.
Title Standard Spotlight by Ward P. Graham - Massachusetts tax liens and their effect upon titles.

Vol. 3, No. 4 — Mass Focus — Fall 2004

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Articles

Manager's Corner by Thomas M. Flynn - Stewart's ratings and earnings, and the long term outlook.
Adverse Possession (Part II) by Gary F. Casaly - A continuation of the discussion of adverse possession.
Mechanics Liens — Gone in 120 Days? by Pamela Butler O'Brien - A review of the recording requirements regarding mechanics liens.
Paralegal Page by Donald A. Brown - Help in figuring out premiums.
Title Insurance Claims: Tenancies by Richard Urban - Explores how the wording in a grantee clause can make a big difference.
Title Standard Spotlight by Ward P. Graham - A discussion levy of executions by sale, Title Standard 20.

Vol. 3, No. 3 — Mass Focus — Summer 2004

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Articles

Historic Electronic Recording by Donald E. Ashe - The Register of the Hampden County Registry of Deeds discusses the challenges of electronically bringing registries to the 21st century.
New Uniform Real Property Electronic Recording Act by Arthur R. Gaudio - The Dean of Western New England College School of Law explores the potential of the Electronic Age as it concerns real estate.
Paperless Real Estate Transaction Basics by Michael J. Agen - Discusses the Uniform Electronic Transactions Act, G.L.c. 110G.
Paralegal Page — Overview of Stewartma.com by Pamela Butler O'Brien - Reviews the potential and some of the tools available on the Stewart Massachusetts website.
Title Standard Spotlight by Ward P. Graham - Explores the enforcement of condominium liens, Title Standard No. 69.
Adverse Possession (Part I) by Gary F. Casaly - Probes into some of the aspects of adverse possession.

Vol. 3, No. 2 — Mass Focus — Spring 2004

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Articles

Manager's Corner by Thomas M. Flynn - Stewart announces record year; RESPA reform rule withdrawn; title insurance pre-emption.
Negative Amortization Mortgages and Policies by Pamela Butler O'Brien - Discusses negative amortization mortgages and how they are insured under the title policy.
Title Standard Spotlight by Ward P. Graham - Examines Title Standard 25 that addresses discharges of mortgages.
Underwriting Questions and Answers by Richard Urban - Explores a few questions concerning powers of executors and their counterparts.
Paralegal Page — Unusual Premium Calculations by Pamela Butler O'Brien and Donald A. Brown - Helpful information on figuring out premiums in complex situations.
Website Questions and Answers by Gary F. Casaly - Learn more about our new website and its features!
Discounts Available to Stewart Title Agents by Adina Potischman - Stewart Title agents can get discounts on products and services.
Just for the Record (Part II) by Gary F. Casaly - A continuation of the examination of the application of the recording law as it relates to purchasers of real estate.

Vol. 3, No. 1 — Mass Focus — Winter 2004

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Articles

Manager's Corner by Thomas M. Flynn - HUD submits its final rule for review. Stewart reaches out to Hispanic homeowners. Market remains strong.
Just for the Record by Gary F. Casaly - An examination of the application of the recording law as it relates to purchasers of real estate.
Improvement and Build-to-Suit Exchanges by Robert H.B. Buckner - Explores more variations to tax-deferred exchanges.
Paralegal Page by Pamela Butler O'Brien - Some fast (and quite interesting) facts about conveyancing, from finding true north to finding terrorists.

Vol. 2, No. 4 — Mass Focus — Fall 2003

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Articles

Manager's Corner by Thomas M. Flynn - Banks want to sell insurance. Industry and Stewart prosper. Radian gets hit again.
Homesteads: The Sequel by Richard Urban - A discussion of homesteads and refinances.
Title Standard Spotlight by Ward P. Graham - Examines Title Standard No. 32 concerning unadministered bankruptcy interests.
Paralegal Page by Donald Brown - Tips on how to retrieve information regarding bankruptcy filings.
New Client Account Record Keeping by Pamela Butler O'Brien - A discussion of the Supreme Judicial Court’s rule regarding record keeping and IOLTA accounts.
Powers of Attorney by Gary F. Casaly - A review of the law that governs the use of powers of attorney.

Vol. 2, No. 3 — Mass Focus — Summer 2003

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Articles

Manager's Corner by Thomas M. Flynn - Industry revenues strongest ever. Stewart announces record first-quarter earnings for 2003.
Title Standard Spotlight by Ward P. Graham - A continuation of the examination of Title Standard Nos. 4 and 27 concerning the sufficiency of descriptions in tax titles.
Talking Trash — Recycled by Daniel C. Crane - A discussion of the requirements concerning retention of records by attorneys.
Paralegal Page by Pamela Butler O'Brien -Tips on how to handle various situations where homesteads are involved.
Short Form Policies by Richard Urban - A discussion of a new, streamlined loan policy.
Bankruptcy Law and the Conveyancer (Part 2) by Gary F. Casaly - Some specific problems that can arise for the conveyancer in connection with a bankruptcy.

Vol. 2, No. 2 — Mass Focus — Spring 2003

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Articles

Manager's Corner by Thomas M. Flynn - Stewart revenues continue to increase. Judge rules against Radian Guaranty Company.
Refinance Recordings by Richard Urban - A discussion of the waiver by Stewart of the recording of some documents in connection with refinances.
Bankruptcy Law and the Conveyancer by Gary F. Casaly - An outline of the basic concepts concerning the law of bankruptcy and its relation to conveyancing.
Recording Trust No Longer Required by Pamela Butler O'Brien - A review of the statute that permits a summary certificate of a trust to be recorded in lieu of the trust itself.
For What It's Worth — Marketing by Gregory Donovan - Tips to help keep your practice expanding while you’re busy.
Title Standard Spotlight by Ward P. Graham - Examines Title Standard Nos. 4 and 27 concerning the sufficiency of descriptions in tax titles.
Paralegal Page by Donald Brown - A discussion of releases for attachments and executions.

Vol. 2, No. 1 — Mass Focus — Winter 2003

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Articles

Manager's Corner by Thomas M. Flynn - Economy struggles to gain momentum. HUD proposes major revision to RESPA
Recording Problems at the Registry of Deeds by Richard Urban - Proposes a solution to the backlog at the registry and the timely issuing of title policies.
Title Insurance of Leasehold Interests by Marie L. Franco - Helpful points in insuring leaseholds.
Questions and Answers by Pamela Butler O'Brien - Explores (i) ancient law concerning conveying land held in common, (ii) increasing owner’s coverage under a policy and (iii) use of the estate tax affidavit for deaths after January 1, 2003.
Enforcement of Restrictions (Part 2) by Gary F. Casaly - Continues the discussion of the application of the various statutes regulating the enforcement of restrictions.
Title Standard Spotlight by Ward P. Graham - Examines Title Standard No. 49 concerning dissolution of attachments.

Vol. 1, No. 3 — Mass Focus — Fall 2002

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Articles

Manager's Corner by Thomas M. Flynn - Stewart has high industry ratings. HUD proposes a "Homeowners Bill of Rights."
Title Standard Spotlight by Ward P. Graham - Examines Title Standard Nos. 53 and 33 concerning trusts.
Reverse Exchange Variations by Robert H.B. Buckner - Explores some variations to tax-deferred exchanges.
Bankruptcy — Sales Free and Clear of Liens by Richard Urban - Discusses the requirements of extracting title from a bankruptcy cleansed of liens.
Enforcement of Restrictions by Gary F. Casaly - Explores the application of the various statutes regulating the enforcement of restrictions.
What is an Open Files Listing? by Robert F. Quinn - A discussion record-keeping as it relates to closing files.
Paralegal Page by Donald Brown - Tips on (i) obtaining discharges from MERS and (ii) important internet web sites.

Vol. 1, No. 2 — Mass Focus — Summer 2002

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Articles

Manager's Corner by Thomas M. Flynn - Radian Guaranty Company offers alternate to title insurance, but gets sued.
Title Standard Spotlight by Ward P. Graham - Examines Title Standard No. 3 concerning federal estate taxes.
Discharge by Affidavits by Pamela Butler O'Brien - Discusses the statute that permits attorneys to discharge mortgages by affidavit.
Is it Bad or is it Good? (The Sequel) by Gary F. Casaly - Explores “masquerading” title problems – ones that adversely affect titles but look harmless until you take a second look.
Counsel Q&A by Richard Urban - Explores (i) judgment liens and (ii) condominium parking spaces.
Paralegal Page by Donald Brown - Tips on (i) obtaining discharges for previously- paid mortgages and (ii) important internet web sites.

Vol. 1, No. 1 — Mass Focus — Spring 2002

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Articles

Manager's Corner by Thomas M. Flynn - Stewart reports highest revenues ever.
Title Standard Spotlight by Ward P. Graham - Examines Title Standard No. 61 concerning Massachusetts estate taxes and transfers in contemplation of death.
Counsel Q&A by Richard Urban and Gregory Donovan - Explores (i) conveyances by a master appointed by the court, (ii) reserved power to sell in a life tenant, (iii) discharge of attachment by a sheriff, and (iv) homesteads and how they relate to (a) trusts, (b) title policies and (c) refinances.
Is it Bad or is it Good? by Gary F. Casaly - Discusses various “imagined” title issues – things that look like problems but aren’t.
Paralegal Page by Pamela Butler O'Brien and Rose Whelan - Comments upon (i) policy preparation, (ii) premium calculations and (iii) policy remittance, together with some references to important internet web sites.