Stewart Lender Servicesorigination

Quickly close home mortgage refinance loans

Stewart Plus seamlessly combines centralized title, national settlement services, mobile notaries and web-enabled closings to help you easily close home mortgage refinance loans. Stewart offers a cost-effective solution for nationwide title and closing services.

• Title commitment average delivery under four business days
  
• Streamlined and standard title rates
  
• Full coverage through an ALTA short-form policy or through a secondary market short form policy
  
• Available for one to four-family residential property or condo
  
• In-office, in-home or online closing
  
• Exceptional borrower experience
  
• Workflows that can be matched to your specific process
  
• Electronic order placement, real-time status and electronic product delivery 24/7 through our web application, RealEC^® or LOS/Direct Connect
  
• Customized transaction and summary reports to review performance and manage your pipeline
  

Protect yourself with Stewart's Master Residential Junior Loan Policy.

The Stewart Master Residential Loan Policy (e-Quik) is a Stewart product designed to provide lenders with a lower cost title insurance product for junior lien mortgage loans. The policy insures the validity and priority of the mortgage lien subject to the Exclusions from Coverage, the exceptions listed in Schedule B and the Conditions and Stipulations listed in the policy.

• A limited coverage junior loan policy (designed as a Master Policy)
• The pre-printed schedules are issued with the American Land Title Association Policy
• The policy forms are used primarily with equity loans on primary residences or secondary residences of the current owner/borrower
• Coverage under the Master Residential Policy is not available for any first lien or refinances of first lien for the primary residences
• Delivery within 24 hours
• Lenders only pay title premiums for closed loans
• Priced competitively to non-insured title products
• Insured coverage to increase value on the secondary market
• Maximum loan amount: $500,000

Providing a personal approach for your borrowers' reverse mortgage transactions

Stewart understands the specific requirements, time and effort it takes to ensure a successful reverse mortgage transaction. Using ReversePlus, our knowledgeable staff provides personable service to every borrower throughout the title and settlement process.

• National coverage
  
• Single points of contact for all settlement services and specifically dedicated teams for each customer
  
• Fast turnaround with average commitment delivery in less than four business days
  
• Escrow efficiency
  
• Streamlined and standard title rates
  
• Personalized service
  
• Convenient closings for reverse mortgage transactions through our electronic closing platform
  

Choose the method most convenient for closing

Stewart offers a variety of closing methods, including mobile notary, local in-office signing or web-enabled closing. These services are available nationwide.

Mobile notary:

• In-home closing with a representative from Stewart’s team of knowledgeable, qualified closing agents
  

Web-enabled closing:

• Borrower preview via secure website
  
• Documents signed using Limited Power of Attorney (LPOA)
  
• Utilize the title company of choice
  

eClosingRoom^™:

• Borrower preview via secure website
  
• Click to sign non-notarized documents
  
• Notarized documents are eSigned with notary
  
• Completed tamper-proof loan file, sealed for delivery
  

Stewart Lender Services' Post Closing Services enhance, supplement or serve as the back office function for lenders. Our services include:

• Post closing review and related services
  
• Document retrieval and inventory
  
• Loan Review/Audit
  
• Complete eMortgage services
  
• Creation, management and delivery of compliant mortgage documents
  
• Historical reporting for credit, criminal, driving, education, employment and civil records
  
• Professional License Verification Report
  
• FHA Insuring