Because our financial strength provides you peace of mind.
You need to know your title insurance underwriter has the financial strength to be there for you no matter what the market is doing. Whether times are good or bad you should be able to depend upon the security provided by your title insurance policy. You can depend on Stewart. Since 1893, our company’s conservatism has enabled us to survive the ups and downs of the market and continuously provide the security and peace of mind people need and deserve from their title company.
Stewart Title Guaranty Company has one of the largest surpluses in the industry as well as a very good surplus-to-reserves ratio of 75.6% and a premiums-to-surplus ratio of 3.2x. These numbers are all in line with our competitors and show that our customers can have confidence in Stewart’s financial strength.(1)
Customers considering our financial strength should also take the ratings provided by some of the country’s most respected financial analysis firms into account.
In the most recent Financial Stability Rating® from Demotech, Inc.(2), Stewart was given an A'' (A "double prime") rating which, according to Demotech means, "Regardless of the severity of a general economic downturn or deterioration in the insurance cycle, underwriters earning a Financial Stability Rating of A'' possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders." Additionally, Fitch Ratings Ltd.(3), has given Stewart Title Guaranty Company (STGC) and Stewart Title Insurance Company (STIC) an Insurer Financial Strength (IFS) rating of 'BBB+' which they define as "Good" and "investment grade".
Taken all together, this information serves to reinforce the simple truth that working with Stewart provides you and your customers peace of mind unique to our company.
Source –
1) 2010 Annual Statements for seven largest underwriters which can be found at fnf.com, firstam.com, oldrepublic.com and stewart.com.
2) Source: Demotech Ratings, December 1, 2010.
3) Source: Fitch Ratings, September 14, 2010.
Legal Notice: The amounts used in this flyer for Stewart were taken from the unconsolidated, statutory annual statements of Stewart Title Guaranty Company, which can be found elsewhere on this site.
