Pennsylvania Rate Calculator

Effective 7/1/12

Transaction Type

Choose Policies to be Issued

Policy Premium

$0.00

Total Premium

$0.00
plus applicable endorsements

NOTICE:
This calculator DOES NOT INCLUDE choices for all rules or rates: such as for Foreclosures, Extensions or Modifications, Assignments, Postponements, Leasehold, Mechanics’ Liens, Co-Insurance, Sheriff’s Distributions, Lien Certificates, etc.

This Calculator is designed ONLY to provide common results for simple transactions for the circumstances and policy-type choices described therein, using the “Company or Agent Procedure” as defined in the Manual of Title Insurance Rating Bureau of Pennsylvania. You should always verify results with that manual.

Furthermore, if your transaction is complex, uncommon, has a special circumstance, the choices in the calculator don’t seem to apply or match, or any combination of the latter, you should contact your Stewart Underwriting Representative for an accurate calculation.

DISCLAIMER:
Stewart Title Guaranty Company and its suppliers (collectively STGC) take reasonable measures to ensure the quality of the data and the other information made available on this web site. Nevertheless because of the possibility of human, computer, or mechanical error, whether by our sources or by others, STGC does not guarantee the accuracy, adequacy, or completeness of any information herein. STGC does not make any express or implied warranties with regard to the use of the Stewart PA Rate Calculator and shall not be responsible for any errors or omissions or for the results obtained from the use of such information. You should verify all information obtained from this web site.

The charges set forth herein may vary and additional charges will be made when unusual conditions of title are encountered, when special risks are insured against, or when special services are requested.

* When issuing a ‘Standard’ Short Form Loan Policy:
The Charge for the ALTA Short Form Residential Loan Policy shall be $100.00 in addition to the otherwise applicable Charge. When this policy form is used, there can be no separate Charge for TIRBOP Endorsements PA 100 and PA 300.

** When issuing an Enhanced Coverage Residential Loan / Short Form Loan:
For the above flat endorsement fee of $200, the Expanded Coverage Residential Loan Policy incorporates the following endorsement coverage within its body by reference without the need to issue endorsements: ALTA Form 4.1-06 (Endorsement PA 810), ALTA Form 5.1-06 (Endorsement PA 820), ALTA Form 6-06 (Endorsement PA 710), ALTA Form 6.2-06 (Endorsement PA 710-6.2), ALTA Form 8.1-06 (Endorsement PA 900), and ALTA Form 9-06 (Endorsement PA 1030).

Description Premium
PA 07 End 100 - Restrictions -NoViol $50
PA 07 End 101 -Restrict-ExistConst-Viol 10% of premium; minimum $75
PA 07 End 102 -Restrict-ContConst-NoViol 10% of premium; minimum $75
PA 07 End 103 -Restrict-ContConst-Viol See specific chart in manual Section 6.4
PA 07 End 104 -Restrictions-NoViol 10% of premium; minimum $75
PA 08 End 300 -MortgageSurvey Except $50
PA 08 End 301 -OwnersSurveyExcept 20% of premium
PA 07 End 400 -Manufactured Housing $50
PA 07 End 500 -Mortgage Modification See Section 5.6 of the manual
PA 07 End 710 -VariableRate $50
PA 07 End 710-62 -VariableRate-NegAm $50
PA 07 End 810 -Condominium $50
PA 07 End 820 -PlannedUnitDevelpoment $50
PA 07 End 900 -EnvProtLien  -Primary Res $50
PA 07 End 910 -EnvProtLien -Non-Res $100
PA 07 End 1000 -MandatoryAdvance $50
PA 07 End 1010 -RevCredit-OpenEndMtg 10% of premium;
residential minimum — $50
commercial minimum — $75
PA 07 End 1015 -OpenEndMtg-Const 10% of premium; minimum $50
PA 07 End 1020 -BalloonMtg $50
PA 07 End 1030 -Restrict-Encroach-Min 10% of premium; minimum $75
PA 07 End 1031 -Restrict-Encr-Min -UnimprLand 20% of premium; 10% of premium if issued with a PA 301; minimum $75
PA 07 End 1032 -Restrict-Encr-Min -ImprLand 20% of premium; 10% of premium if issued with a PA 301; minimum $75
PA 07 End 1070 -General Endorsement no charge
PA 08 End 1080 -Abbreviated Form End charged based on aggregate of selected endorsements
PA 07 End 1100 -Arbitration Waiver $100
PA 07 End 1110 -FirstLoss -Mult-Parcel 10% of premium; minimum $500
PA 07 End 1130 -Leasehold-Owner no charge
PA 07 End 1140 -Leasehold-Loan no charge
PA 08 End 1150 -FutureAdv-LetterOfCredit 10% of premium
PA 08 End 1160 -Nonimputation-FullEq 20% of premium
PA 08 End 1170 -Nonimputation-AddInsured 20% of premium
PA 08 End 1180 -Nonimputation-PartialEq 20% of premium
PA 07 End 1190 -Mezzanine Finance 20% of premium
PA 07 End 1200 -AcccessEntry-Loan $100
PA 07 End 1201 -AcccessEntry-Owner 10% of premium
PA 07 End 1210 -IndirectAccess-Loan $250
PA 07 End 1211 -IndirectAccess-Owner 10% of premium
PA 08 End 1220 -FutureAdv-ReverseMtg $50
PA 07 End 1230 -SingleTaxParcel $100
PA 08 End 1240 -MultipleTaxParcel $100
PA 07 End 1250 -Contiguity $100
PA 07 End 1260 -Aggregation-TieIn $100 (Commercial Use Only)
PA 07 End 1270 -SameAsSurvey -Loan $100
PA 07 End 1271 -SameAsSurvey -Owner 20% of premium; $100 if issued with a PA 301; minimum $75
PA 07 End 1280 -Location $100
PA 07 End 1290 -Mortgage Release $250
PA 11 End 1310 -Easement -Damage or Enforced Removal -Loan 10% of premium 
(Commercial Use Only)
(Requires Underwriter Countersignature)
PA 11 End 1311 -Easement -Damage or Enforced Removal -Owner 20% of premium
(Commercial Use Only)
(Requires Underwriter Countersignature)
PA 11 End 1320 -Interest Rate Swap -Direct Obligation -Loan 10% of premium if issued date of policy
20% of premium if issued after policy
(Commercial Use Only)
(Requires Underwriter Countersignature)
PA 11 End 1330 -Interest Rate Swap -Additional Interest -Loan 10% of premium if issued date of policy
20% of premium if issued after policy
(Commercial Use Only)
(Requires Underwriter Countersignature)