TERMS AND CONDITIONS

Please take a moment to read the following Terms and Conditions. If there is anything you do not understand, then please Contact Us.

Your access and use of this website, including any and all content, information, services and materials provided within it (this "Website"), is subject to your acceptance of, and compliance with, the provisions of these Terms and Conditions, which incorporates our Privacy Policy and any other legal notices and/or instructions which may appear on this Website from time to time (together this "User Policy").

These Terms and Conditions are subject to change without notice to you, so we recommend that you review these terms prior to accessing the Website. Please read the following terms and conditions carefully before accessing this site, as by accessing this site you will be deemed to have agreed to them. If you do not agree with these terms and conditions, do not access this Website.

Availability of the Website

While we shall use reasonable endeavours to ensure that this Website is generally available we make no representation or guarantees as to such availability.

We reserve the right to withdraw access to all or any part of this Website for periods of time in order to modify any of the content, for scheduled or unscheduled maintenance and for other purposes, without notice to you.

Since you will receive this Website via third party telecommunications networks, you acknowledge that we cannot guarantee that the availability of this Website will be uninterrupted or error free. Similarly we cannot guarantee that the transmission of any information over such telecommunications networks will be secure nor that you will be able to access this Website at all times.

This Website is therefore provided to you on an "as is" and "as and when available" basis, and your use of this Website is at your own risk.

No Unlawful or Prohibited Use:

As a condition of your use of this Website, you will not use the Website for any purpose that is unlawful or prohibited by these Term and Conditions. You may not use the Website in any manner that could damage, disable, overburden, or impair any Stewart Title server, or the network(s) connected to any Stewart Title server, or interfere with any other party's use and enjoyment of the Website You may not attempt to gain unauthorized access to this Website or any part of this website which you are not authorized to use, other accounts, computer systems or networks connected to any Stewart Title server or to any of the Website(s), through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Website.

Copyright:

Unauthorized use of Stewart Title's logos and/or name, trade names or trade-marks or trade names is strictly prohibited. All information on this site is protected under the copyright laws of the UK and in other countries. In addition, certain information may be copyrighted by others. Unless otherwise specified, no one has permission to copy, redistribute, reproduce or republish in any form, any information found on this Website. If you wish to incorporate Stewart Title's name or trade names, or our products names within another site, please contact us for written permission.

Privacy and Protection of Personal Information:

In order to access the Website you must provide us with certain requested personal information. Any information you provide must be accurate, up-to-date and complete ("Your Data"). You must promptly update Your Data as and when any changes to Your Data occur. The submission of misleading information may lead to the cancellation of your right to use this Website.

In return we agree to use Your Data only in accordance with the Privacy Policy.

You are responsible for keeping your Username and Password confidential and shall take all necessary steps to ensure that they are kept secure and not disclosed to any other person.

IMPORTANT: If you know or suspect that your Username and/or Password has been disclosed to any other person you must Contact Us immediately and change your Username and Password.

Please note that you are responsible for all activities that occur under your Username and Password.

By submitting a request for a quote you are warranting that:

• you are duly authorised by your client to make such request and to submit the required information; and
• you have obtained the explicit consent of any person whose Personal Data (as defined by the Data Protection Act 1998) is submitted with such request to such Personal Data being submitted to us and used by us in accordance with our Privacy Policy

Accuracy of Information:

Before you order an insurance policy on this Website you must ensure that all of the information that you disclose to us is correct and also that you have disclosed to us all material facts. Material facts are those which might reasonably be considered likely to influence our decision to insure a risk.

Notice Specific to Documents Available on this Website:

Permission to use Documents (such as white papers, press releases, datasheets and FAQs) from the Website is granted, provided that (1) use of such Documents from the Website is for informational and non-commercial or personal use only and will not be copied or posted on any network computer or broadcast in any media, and (2) no modifications of any Documents are made. Use for any other purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. No logo, graphic, sound or image from the Website may be copied or retransmitted unless expressly permitted by Stewart Title.

Financial Services Regulation:

By using the service on this Website on behalf of your clients, you confirm that, if you are a solicitor, your firm is included on the Financial Services Authority's (FSA) exempt professional firms (EPF) register or if you are a solicitor or a broker, you are authorised by the FSA and are included on the FSA register and you are compliant with the Law Society's and the FSA's regulations as applicable.

General Disclaimer:

The content of this website is provided for policy ordering purposes only and is subject to modification without notice to you. While information posted on this site is believed to be reliable and accurate at the time of posting, Stewart Title does not guarantee, represent or warrant that the information contained on this site is accurate, complete, reliable, verified or error-free.

• Stewart Title makes no express or implied representations or warranties regarding the usability or condition of the Website, that the Website will operate uninterrupted or error-free, or that it will operate in combination with any services or software used in connection therewith or that it shall be viewed consistently with all browser software or that any communication transmitted to or from this site is private, confidential or secure. While we use virus checkers to check the content of the Website we are unable to guarantee that the Website will never be faulty, nor that it will work continuously, nor that it will be maintained in a fully operational condition or virus and/or error free. However we will use reasonable endeavours to correct serious faults reported by you as soon as we reasonably can.
• You should always check any content before downloading. Any Website content is downloaded by you at your own risk, and on the basis that you will be solely responsible for any damage to your computer system or loss of data that result from the download of such content.
• Without prejudice to any other limitations or exclusions of our liability in these Terms and Conditions,
  • we shall have no liability whatsoever in respect of any failure on our part to repair a fault in the Website or to provide continuous access to it; and
  • we shall have no liability whatsoever in respect of any inability on your part to obtain access to the Website whether through any denial of service attack or otherwise.
• You are responsible for the provision of and payment for all telecommunications services necessary to use the Website, and all hardware, equipment and other services (including but not limited to computers, modems and any other communication equipment) necessary to use the Website.

IMPORTANT: On the basis of the nature of the Website, you agree that, unless we specifically stated otherwise, we provide the Website to you without any conditions, warranties, or guarantees whether express or implied, including but not limited to any implied warranties or conditions as to the satisfactory quality or fitness for a particular purpose, which are expressly excluded to the extent permitted by law.

These Terms and Conditions in no way limit or exclude any warranties, conditions or other rights or remedies you may have under any other specific Agreement we may have with you.

• Where this site contains links to other sites which sites are not maintained or controlled in any way by Stewart Title, such links are provided for convenience only and are not to be construed as an endorsement by Stewart Title of the products, services, advice or opinions or any other content of such sites.
• Notwithstanding these terms and conditions, in cases where you have entered into an agreement or acknowledged other terms and conditions related to certain proprietary software of Stewart Title, the terms and conditions of such proprietary software will supersede these terms and conditions.

More information

For more information concerning the terms and conditions of use of this site or to request the authorization to reproduce or distribute the content of this site or any part thereof, please contact: