Insured Home Equity Master Service Policy

Stewart Lender Services understands the challenges of today’s real estate lending market have driven home equity lenders to seek additional protection and security to minimize their exposure to borrower fraud, misrepresentation and errors and omissions. To help you achieve that objective, we offering a Master Service Policy, designed for home equity originators looking for a simple and cost effective solution to match insurance coverage with high quality property information solutions.

Combined with our comprehensive suite of current owner search products, recording process and loan signing capabilities, this solution includes insurance policy coverage to mitigate exposure to fraud and errors and omissions.

Use our ePolicy® product selection platform to automatically order the appropriate search product from our national network. Following an extensive quality review process, including automated rules and review by highly experienced title professionals, the search is delivered for underwriting review. Upon final approval, select a signing agent for loan closing and settlement. Our superior workflow management process will ensure that your mortgage is recorded in the proper jurisdiction, with visibility for your staff throughout the process. The closed loan is then added to the Master Service Policy to provide the enhanced insurance protection provided by this program.

  • National coverage and geography
  • Flat rate policy structure, with easy 1-page application
  • Streamlined, efficient and fair claims process
  • Wide fraud coverage that is fully transferable
  • Underwriter rated “A” excellent by A.M. Best
  • No borrower affidavit required
  • Coverage up to 100% CLTV
  • Loan amounts up to $500,000
  • Eligible for FICO as low as 600

All services and products referenced herein are offered by or through a member of the Stewart family of companies, as applicable, and may vary by state or local jurisdiction. The statements herein are not a representation that services or products are being offered or performed by Stewart Lender Services or any particular Stewart company. Where applicable, all services and products are performed and produced by an entity fully licensed to do so.