Mortgage Loan Application Solutions for Lenders
Streamlined Credit and Verification Solutions for Mortgage Lenders
As a mortgage lender, you need to gather consumer data to make the right decisions quickly. Through Informative Research, a member of the Stewart Family of Companies, we can provide data including soft credit reports, merged data from all three credit bureaus and verification of income tax directly from the IRS.
We offer mortgage tech solutions for the entire mortgage loan cycle with up to 70% savings on upfront credit report spend. Mortgage lenders can partner with our team to look at their entire credit and verification process to help reduce overspending on credit reports, eliminate duplicate workflows, streamline processes and improve efficiencies for credit and verifications.
Through Informative Research, Stewart Lender Services Provides:
Soft Credit Report
A soft credit report to match the borrower to the right loan program before you offer a firm line of credit to an applicant. Avoid getting your lead poached, knocking down the credit score or triggering any competitor’s credit inquiry program.
Credit Data
Credit data from all three credit bureaus with no duplicate tradelines instantly in one clean, comprehensive report
Innovative Verification Waterfall
An innovative verification waterfall that includes income, employment and assets, and integrates with all verification providers
Verification of Assets
Verification of assets that enables you to confirm a borrower’s checking, savings, 401(K) and brokerage accounts, with 80% coverage of all financial institutions
Fraud Solutions
Fraud solutions that secure investment-grade loans and instantly detect risk patterns so you can be confident in the quality of your loan
Income Tax Verification
Income tax verification that requests electronic tax transcripts directly from the IRS. Make sure you have all the information you need at every stage of the lending lifecycle.
Integrated Point-of-Sale Solutions that Improve Your Borrower’s Journey
Working with our team gives mortgage lenders access to Cloudvirga, an industry-leading customer engagement technology platform that streamlines the loan origination process for all parties involved. Cloudvirga connects point-of-sale solutions to reduce redundant tasks and speed up workflow.
Benefits for mortgage lenders include:
- Automation That Works – Streamline workflows, cut redundant tasks
- Seamless Encompass Integration – Keep loan data in sync without manual effort
- Enterprise-Backed Stability – Backed by Stewart Title, ensuring compliance and security
- Feature-Rich Without the Fluff – The tools you need, without the clutter you don’t
