Lender Services

Short Sale Management

Stewart Lender Services has a different, comprehensive approach to Short Sale Solutions that determines a confidential minimum reserve number derived from extensive market valuation analytics and negotiations with the related investors, mortgage insurance firms and subordinate lien holders. This confidential minimum reserve determination enables us to quickly review and accept validated offers from qualified buyers on behalf of all the involved parties. Analytics are updated and reviewed each month, and the reserve is adjusted accordingly.

Additionally, we will perform extensive title reviews upfront to ensure the property can close on time without any title issues.

In the event that no qualified offers are received within an acceptable time frame for the subject property, we will engage the borrower in deed-in-lieu of foreclosure discussions and assist in transitioning the property back to the lender/servicer. Should the Short Sale be unsuccessful, we have the ability to provide a full range of foreclosure services.

Our services include:

  • Contact management
  • Phone counseling for borrowers
  • Call Center for real estate professionals
  • Subordinate second-lien negotiation
  • Advanced mortgage insurer negotiation
  • Valuation analytics and modeling
  • Real estate management center
  • Web-based, real-time tasks and document tracking
  • Experienced title curative staff

All services and products referenced herein are offered by or through a member of the Stewart family of companies, as applicable, and may vary by state or local jurisdiction. The statements herein are not a representation that services or products are being offered or performed by Stewart Lender Services or any particular Stewart company. Where applicable, all services and products are performed and produced by an entity fully licensed to do so.