Real Estate Calculators How much can I borrow? How much will my payments be? How much can I save in taxes? Which is better: fixed or adjustable? Should I pay points to lower the rate? Which is better: 15 or 30 year term? How much should I put down? How much will adjustable rate payments be? Am I better off renting? Am I better off refinancing? What will my refinancing costs be? What house can I afford? Which lender has the better loan? Which loan is better? How advantageous are extra payments? How can I reduce mortgage insurance costs?