Processing and Underwriting Services for Mortgage Lenders
Streamline Your Loan Process and Reduce Loan Cycle Time
Underwriting is our specialty and helping mortgage lenders reduce the loan cycle time is our goal. Stewart Lender Services offers a wide range of processing and underwriting solutions for mortgage lenders, each one geared towards reducing loan costs and simplifying your overall loan process. From automated title and curative to appraisal and valuation, we have the tools you need to provide a seamless workflow for your employees and user-friendly experience for your borrowers.
Centralized Title and Settlement for Mortgage Lenders
Our centralized title and settlement solutions offer nationwide title, closing and settlement for refinance, purchase and reverse mortgages. Working with a single point of contact on our national team, we can expedite title fulfillment and provide streamlined national title rates and flat settlement fees for conventional and jumbo, and FHA/VA transactions.
We help create excellent experiences for your borrowers through secure communication between all parties through our Stewart Enterchange™ borrower portal, swift resolution of title impediments and dedicated customer service across all levels. Our full suite of signing solutions allows your borrower to choose the signing method that suits their needs including mobile notary or remote online notarization. Plus, we are integrated with top loan origination systems to streamline mortgage lenders process for placing orders with Stewart.
Automated Title and Curative for Mortgage Lenders
Quickly qualify borrowers and reduce loan cycle time with our automated title and curative solutions. Stewart Accelerate™, our automated title decisioning engine, gives you an immediate title and clear-to-close decisioning response for up to 30% of transactions and helps provide faster curative, title review and preparation, and leading to improved conversion rates compared to traditional, manual title methods.
Combining an expanded set of property and other data sources with automated title underwriting provides an instant search and assessment of title based on Stewart’s best-in-class underwriting rules and established title principles.
Appraisal and Valuation for Mortgage Lenders
Get the best market data, human insight and data-driven processes with Stewart Valuation Intelligence (SVI). We have a full suite of residential real estate valuation products and services tailored to each lender’s risk tolerances and regulatory considerations. Through SVI, you’ll get:
- A full suite of valuation products, including appraisals, review products, broker price opinions (BPOs), evaluations and inspections to meet each lender’s needs and requirements.
- Access to a national partner network of more than 47,000 appraisers and broker/agents.
- VALIDITY® Pro, our mobile inspection app, was built to support valuation modernization by providing all the photos and data needed to complete GSE property data reports for hybrid appraisals and inspection-based waivers.