A Single-Source Partner for Home Equity Fulfillment
Home equity has become a primary growth channel for banks, credit unions and IMBs. Profitability depends on aligning valuation, title, settlement and closing options to the specific risk profile of each transaction. Stewart Lender Services can help with that.
As a single-source partner, our suite of solutions helps home equity lenders streamline originations, reduce costs and manage risk appropriately without sacrificing borrower experience. Whether scaling an established program or launching a new one, Stewart Lender Services delivers the flexibility and execution you need to compete in this space. Our seamless system integrations with leading loan origination platforms and available custom APIs provide a right-sized solution for your specific needs.
By partnering with Stewart Lender Services, you can expect:
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Improved Consumer Experience
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Enhanced Workflow
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Faster Decision-Making
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Seamlessly Integrated Technology
Built for Speed to Enable a Better Borrower Experience
Consumers expect a modern, convenient and intuitive application process from start to finish. With Stewart Lender Services, you can enhance your borrower’s home equity experience through a single partner and one service agreement. From data to valuation to title production, we’ve invested in industry-leading technology and services to power end-to-end solutions for home equity lenders.
BUTTON/REVIEWS?A Waterfall Approach for Product Selection
Home equity origination should move fast and your workflow should, too. Exploring independent components and solutions or managing complex workflows can be time-consuming and costly. Even if your process is working today, there’s often room for improvement to increase conversion rates and close more loans. Stewart helps you identify the right product mix from the start without adding new systems or headcount. Refine your workflow with easy-to-navigate next steps.
Integrations for Seamless Home Equity Lending Workflows
Whether you’re an established home equity provider or new to the space, our team is here to support your workflow, not undo it. Our system integrates with the top loan origination systems (LOS). Our goal is to help you identify new lending opportunities, strengthen your borrower relationships and make faster, more confident decisions.
- Credit and Verification
- Property Data Intelligence
- Valuation and Appraisal
- Title and Settlement
- Signing and Closing
5 Steps to Successful Home Equity
Offer a better home equity experience to your borrowers by partnering with Stewart Lender Services. Here are five ways we can help.
Whether you’re qualifying leads, identifying new opportunities, or building your next marketing campaign, leverage advanced data tools to expand your customer base and better support your existing borrowers. Our complete suite of technology and data solutions gives you the right data to make faster, smarter home equity lending decisions. Stewart provides:
- Property data
- Portfolio monitoring
- Trigger-based alerts
- Full customer data platform with analytics, modeling tools and integrated decision support
- Customer acquisition and retention tools
Our solution includes asset and income verification, custom credit reporting (soft and hard pulls, supplements, rescoring and more), and tools to detect fraud before it becomes a problem. Through Informative Research, Stewart provides access to more than 100 million fraud-screened records.
- VOI/VOA/VOE verification waterfalls
- Fraud prevention solutions
- Custom solutions for any credit reporting need
Whether you need an automated valuation model (AVM), desktop appraisal or full field inspection, Stewart delivers. Our proprietary Stewart Intelligent Cascade™ uses property, market, loan and borrower characteristics in conjunction with a lender’s credit risk guidelines to provide an automated product selection and upgrade workflow, keeping valuation fast and affordable.
- AVM with VALIDITY Homeowner-led Inspection
- AVM with Property Condition Report
- Bifurcated desktop appraisals
- Field appraisals
- Automated product to risk match with Stewart Intelligent Cascade™
From basic property reports to ALTA policies and post-closing services, Stewart ensures clear title and timely settlement. Our nationwide team also manages quality control, funding and disbursement, and offers mobile, remote or in-office signing services to keep closings on track.
- Owner and encumbrance searches
- Lien position verification
- Legal descriptions
- Optional E&O coverage
- Home Equity Loan Policies and ALTA Policies
In addition to traditional in-office signings, our full suite of digital signing solutions combines our expansive mobile network of notaries and attorneys. Get same-day, digital or mobile notarizations that are convenient, compliant and secure, with the signing options that best fit your needs:
- Mobile Notary Signing
- Attorney Office Signing and Closing
- Hybrid e-Signing
- Remote Online Notarization via NotaryCam(TM)