eClosing

Online Notarization: Signing and Closing No Matter Where You Are

Part of what’s often termed an online eClosing, remote online notarization offers the utmost in convenience. Not only are documents signed and notarized electronically, but all parties can participate from the location of their choosing.

The following states currently allow online notary (remote) closings: 

STATEIs Online (Remote) Permitted?
AlabamaYes, in counties that accept instruments for eRecording and subject to STGC's underwriting requirements. Contact your local STGC Underwriter for these requirements. *Closing attorneys would need to approve use in this state. We require confirmation that the local county recorder will accept an online notary for recording before we will agree to insure the transaction.
AlaskaNo.
ArizonaNo.
ArkansasNo.
CaliforniaNo.
ColoradoNo. Secretary-of-state (SOS) study pending.
ConnecticutNo.
DelawareNo.
District of Columbia No SOS guidance. See Bulletin 15-IB-8-10/23. STG state UW must approve the use of eNotarization or online (remote) notarization.
FloridaNo.
GeorgiaNo.
HawaiiNo.
IdahoNo SOS guidance. Not available at this time.
IlinoisYes, in counties that accept instruments for eRecording and subject to STGC's underwriting requirements. Contact your local STGC Underwriter for these requirements. We require confirmation that the local county recorder will accept an online notary for recording before we will agree to insure the transaction.
IndianaYes, in counties that accept instruments for eRecording and subject to STGC's underwriting requirements. Contact your local STGC Underwriter for these requirements. We require confirmation that the local county recorder will accept an online notary for recording before we will agree to insure the transaction.
IowaNo.
KansasNo.
KentuckyNo.
LouisianaNo. Study pending.
MaineNo SOS guidance. Not available at this time.
MarylandNo guidance. Not available at this time.
MassachusettsNo.
MichiganNo. Legislation was passed, awaiting rules to be promulgated. Expect implementation in 2019.
MinnesotaNo. Legislation was passed, awaiting rules to be promulgated. Expect implementation in 2019.
MississippiYes, allowed as long as the county accepts the instrument for recording and only in counties that accepts instruments for eRecording. *Closing attorneys would need to approve use in this state. We require confirmation that the local county recorder will accept an online notary for recording before we will agree to insure the transaction.
MissouriYes, in counties that accept instruments for eRecording and subject to STGC's underwriting requirements. Contact your local STGC Underwriter for these requirements. We require confirmation that the local county recorder will accept an online notary for recording before we will agree to insure the transaction.
MontanaYes, in counties that accept instruments for eRecording and subject to STGC's underwriting requirements. Contact your local STGC Underwriter for these requirements. We require confirmation that the local county recorder will accept an online notary for recording before we will agree to insure the transaction.
NebraskaNo. Bill pending.
NevadaYes, in counties that accept instruments for eRecording and subject to STGC's underwriting requirements. Contact your local STGC Underwriter for these requirements. We require confirmation that the local county recorder will accept an online notary for recording before we will agree to insure the transaction.
New HampshireNo.
New JerseyNo.
New MexicoNo.
New YorkNo.
North CarolinaNo.
North DakotaNo SOS guidance. Not available at this time.
OhioNo.
OklahomaNo. Bill pending.
OregonNo.
PennsylvaniaNo.
Rhode IslandNo SOS guidance. Not available at this time.
South CarolinaNo.
South DakotaNo.
TennesseeYes, in counties that accept instruments for eRecording and subject to STGC's underwriting requirements. Contact your local STGC Underwriter for these requirements. We require information that the local county recorder will accept an online notary for recording before we will agree to insure the transaction.
TexasYes, in counties that accept instruments for eRecording and subject to STGC's underwriting requirements. Contact your local STGC Underwriter for these requirements. We require confirmation that the local county recorder will accept an online notary for recording before we will agree to insure the transaction.
UtahNo.
VermontNo. Legislation was passed, awaiting rules to be promulgated. Expect implementation in 2019.
VirginiaYes, in counties that accept instrument for eRecording and subject to STGC's underwriting requirements. Contact your local STGC Underwriter for these requirements. We require confirmation that the local county recorder will accept and online notary for recording before we will agree to insure the transaction.
WashingtonYes, in counties that accept instruments for eRecording and subject to STGC's underwriting requirements. Contact your local STGC Underwriter for these requirements. We require confirmation that the local county recorder will accept an online notary for recording before we will agree to insure the transaction.
West VirginiaNo.
WisconsinNo.
WyomingNo SOS guidance. Not available at this time.

DEFINITIONS

Notary: Unless otherwise indicated, "notary" means a notary licensed by the specific state noted; not a notary licensed in another state.

Out-of-State Notary: Means a notary licensed in another state. Such out-of-state notary may or may not be physically located in the state where he/ she is licensed when he/she notarizes the signature.

In presence of: Means the signer and the notary (including any required witnesses) are performing the action of signing and all required notarial acts via approved video- or webcam-conference technology.

No SOS guidance: State-level secretary-of-state regulations are silent regarding this activity.

Yes: Online (remote) notarization is permitted by state law or SOS regulation.

No: Online (remote) notarization is prohibited by law or SOS regulation.

In addition to this chart, a related bulletin sets forth specific requirements for issuance of title insurance. Read the bulletin at http://www.vuwriter.com/en/ bulletins/2017-2/sls2017002.html?search=electronic&searchType=allwords.

This chart applies to situations where:

  • The signer is located in this state and eSigns in presence of a notary licensed in this state.
  • The signer is located in another state (within U.S.) and eSigns in the presence of an out-of-state notary.
  • State law allows electronic filing and recording of real estate document ("eRecording"). 

For additional information and underwriting requirements, please contact your local Stewart Title Guaranty Company underwriter. Visit stewart.com/underwriting to find your local underwriter.

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