FinCEN Reporting Services on the New Anti-Money Laundering Rule
Simplify FinCEN AML Reporting with Technology + Expertise
The new FinCEN Anti-Money Laundering Rule went into effect on March 1, 2026, expanding reporting requirements nationwide and significantly increasing compliance responsibilities for title companies, agents and settlement service providers.
That’s why Stewart created a new company, FinCEN Reporting Services (FRS), a dedicated solution designed to help you stay compliant without disrupting day-to-day business. With FRS, you don’t have to navigate complex rules or retrain your staff to manage the reporting process, simply rely on Stewart’s FRS to guide, manage and file every report with confidence.
Our Commitment to Your Compliance
While the legal status of the rule remains in flux due to recent judicial activity, FINCEN Reporting Services (FRS) is committed to ensuring our clients remain prepared without incurring unnecessary costs. To that end, we are implementing the following policy:
- Complimentary Data Collection: FRS will continue to collect all required FinCEN data at no charge. This complimentary service will remain in effect until we have further clarity on the ruling or until the end of April 2026.
- Suspension of Submissions: In adherence to the court’s current standing, FRS will not submit any data to FinCEN until the rule is officially back in force, a stay is issued, or the rule is otherwise deemed in effect pending appeal.
- Eligibility: This no-charge collection service is available exclusively to internal entities, existing clients, and any Stewart agent who signs up with FRS within the next week (by March 27, 2026).
We will continue to provide updates as the legal landscape evolves. Our goal remains to provide a seamless transition back to active reporting the moment the regulatory requirements are clarified.
Smart Reporting,
Simplified
The FRS industry-leading technology platform:
- Validates initial determination of FinCEN reporting requirement as information is obtained.
- Automates secure data collection from all parties involved (grantee, grantor and others)
- Compiles and files reports directly with FinCEN on your behalf
- Tracks status in real time across the entire process
- Ensures records are securely retained for the required period
FRS experts combine human oversight with innovative technology to take the reporting pressure off your team, so you can focus on what matters most: closing transactions and growing your business.
FRS Portal Buyer Experience
Watch the video to learn how buyers/transferees navigate the FRS portal in a qualifying transaction.
Ready to Simplify FinCEN AML Reporting?
FRS is here to help you stay focused on growing your business while we handle the qualifying, gathering, reporting and retention requirements the new FinCEN AML rule brings.
To get started, simply fill out the form on this page and a member of our team will contact you.
To learn more about the FinCEN AML rule with FAQs and explainer videos featuring Fin & Cen, visit Stewart FinCEN AML resource hub.
Services are provided by Stewart Ancillary Services, LLC dba FINCEN Reporting Services.